When you find yourself involved in a car accident, you will probably be talking to insurance companies. Whether you were at fault or not, the insurance company has a vested interest in paying out as little as possible. That’s why it’s important to be prepared and know what to expect when talking to insurance after a car accident.
At the Law Offices of Roderick T. McIver, PLLC, we understand the challenges that can arise when talking to insurance after a car accident. That’s why we’ve put together some valuable tips to help you effectively communicate with your insurance company and ensure that your claim is handled promptly and fairly.
Report the Car Accident Promptly
Contact your auto insurance provider as soon as possible after a car accident. Most policies require you to report any accidents within a certain timeframe, so make sure to reach out to your insurer promptly to avoid any potential issues with your claim. When you are talking to insurance company, be sure to have all the relevant information on hand, including the details of the accident, the names and contact information of any other parties involved, and any documentation or evidence you may have gathered at the scene.
Provide Accurate Information
When speaking with your insurance company, it’s important to remain calm and collected. Remember that the representative you’re speaking with is there to help you, and getting angry or frustrated will only make the process more difficult. Be honest and provide all the details of the accident accurately, as any discrepancies or inconsistencies could delay the processing of your claim. However, at no time should you admit fault or accept an insurance settlement without first talking to your attorney.
Keep Detailed Records
Keep detailed records of all communication with your insurer. This includes keeping a log of phone calls, emails, and any written correspondence, as well as documenting any promises or commitments made by your insurance company. Having a record of these interactions can help you track the progress of your claim and hold your insurance provider accountable for their obligations.
Have Your Lawyer Review Settlement Offers
Before accepting any settlement offer, it is important to discuss the terms with your lawyer to ensure that you are not being taken advantage of. Your lawyer will be able to review the settlement offer and assess whether it fairly compensates you for your losses. They can also help negotiate for a better offer if they believe you are being shortchanged.
Additionally, your lawyer can help you understand any legal implications of accepting the settlement, such as waiving your right to pursue further legal action against the at-fault party. They can explain your options and advise you on the best course of action based on your individual circumstances.
Contact a Car Accident Attorney Today
Keep the conversations minimum when talking to insurance company. Instead, have your lawyer do the talking, and negotiating, for you. Lawyers have the resources and expertise to work with insurance companies and get you the maximum settlement based on your policy. Hire a lawyer to make sure that you get all of the compensation that you deserve. Contact the Law Offices of Roderick T. McIver, PLLC at (336) 727-9886 to discuss your case and how we can represent you.
